週四 (7/26)1.為何變成 魯蛇? 2.行動付款

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為何變成 魯蛇?
How Losers Are Created And How To Avoid Becoming One
 By Tim Denning

You’ve all met a person who’s a loser. Some people like the word and some people don’t but who really cares. Losers exist so deal with it. Worse yet, you may be one without even knowing it. My job is not to shame you if you are a loser; my job is to inspire you to change.

For the purpose of this blog post it’s someone who has done the following:

 Given up on life
 Wants to talk down other people’s dreams
 Get’s jealous over dumb stuff
 Has zero purpose or reason for living
 Doesn’t show love to the world
 Makes you feel demotivated and uninspired

I was a loser, so I know what it’s like to be one intimately. I slept in and found it hard to face the day. I drank way too much alcohol to try and numb the pain. I didn’t do myself any favors with the opposite sex. I watched a lot of TV and ate the worst food that you could possibly consume.

I had no passion, no dream and no purpose in life. I was a deadbeat loser.

No one is born a loser. Losers are created when a person experiences a major failure or hits rock bottom. We all have had this happen to us in life, but a loser is born when he or she can’t get back up again and allows circumstances to define their future.

Losers are created when they become overly negative and have nothing positive in their life. This mindset is created through a lack of gratitude and appreciation for what they do have. Selfishness becomes the dominant way of living and everyone else is the problem in their eyes.

Losers stop taking responsibility for their life and decide to do nothing.

Life can change in a moment when you make a better decision. It’s this decision-making ability that allows someone to go from being a loser to being a champion.
Here is what you should avoid if you want never to become a loser or stop being a loser:

Those flashy headlines that steal your attention away from what matters are making you a loser. Most traditional news is exaggerated rubbish that makes people fear the world and fear each other. The news makes us all look at each like we’re terrorists. Choose love, not fear.
  220,000 Stores Start Accepting Apple Pay SAN FRANCISCO, CA - OCTOBER 20: A worker demonstrates Apple Pay inside a mobile kiosk sponsored by Visa and Wells Fargo to demonstrate the new Apple Pay mobile payment system on October 20, 2014 in San Francisco City. Apple's Apple Pay mobile payment system launched today at select banks and retail outlets.
行動付款
How to Pay With Your Phone or Tablet     by Melanie Pinola

Ditch your wallet and use mobile checkout

Ready to leave your wallet at home and use only your smartphone to perform all your everyday financial transactions? This is possible with mobile payments, which may actually someday replace most physical payment types like cash and cards.

Mobile payments is a big term that can mean everything from paying at restaurants with your phone or swiping your card on your friend's tablet, to transferring money to family or co-workers without needing to physically hand them the cash.

What Are Mobile Payments?

There are a variety of mobile payment systems that all work a bit differently. Some might require your phone to be near the other device receiving the payment, like with near-field communication (NFC) payments, while others just use the internet.

Most mobile payment systems can be identified in one of these categories:

    Everyday transactions: One type of mobile payment takes place anywhere you are, like at home. You can open an app on your phone and pay anyone for any reason you wish: split a bill, send a money gift, refund someone for something they did for you, and so on. Money is usually taken straight from your bank account, but some services let you hold the cash in a "mobile wallet" for quicker transfers.
    Point of sale (POS) payments: These take place at the place where you're buying the service or good. Lots of stores have POS mobile payment systems in place that make it super easy to just tap your phone on the card reader or press a button on your phone to instantly pay the bill.
    Closed-loop mobile payments: These types of mobile payments are specific to a company. For example, Starbucks lets you buy anything from their menu using your phone, and you can even skip the line in the store and go directly to a mobile-order-specific line to quickly pick up your order.
    Carrier payments: Since every mobile payment–capable phone uses a cell phone carrier, some services are in place that let you pay for items from your phone but not actually have to pay until you get your cell phone bill. These are sometimes seen with donations you can make over text.

    Mobile card reader: Some companies offer a small device that plugs into your phone or tablet that can be used to accept payments from a debit or credit card. These are perfect for small businesses or even individuals who are accepting payments on the go.

Mobile Payment Apps


Mobile payments apps are being released on the major app store platforms all the time. The payment method is becoming so popular that some phones even have a mobile payment feature built right into the device.

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