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莎士比亞說”不要借錢給朋友”
Reasons Why You Should NOT Lend Money to Friends & Family By Casey Slide
“Neither a borrower nor a lender be.” These famous words came from Polonius, Shakespeare’s chief counselor to King Claudius in Hamlet. As Polonius gives some fatherly advice to his son Laertes, Shakespeare gives some timeless advice to us: Do not lend money to friends.
Why shouldn’t we lend money to friends and family? Polonius answers that in his next line: “For loan oft loses both itself and friend.” Polonius knew that a loan to a friend or family member often results in the loss of both the money and the relationship.
1. It’s Difficult to Ask for the Money Back
It can be difficult to request repayment of a loan from a friend or family member. More than likely, the lender cares about the borrower, and doesn’t want the borrower to feel awkward. The lender may continue to worry about loan repayment, and thus shut down some or all communications with the borrower in order to avoid talking about the loan. The borrower becomes confused and hurt feelings can result.
2. It Can Make Family Gatherings Awkward
I have loaned money to a family member, and I have also borrowed money from a family member. In both scenarios, family get-togethers were very awkward. I felt uncomfortable being around the person who loaned me money. It was also uncomfortable to be around other family members who knew about the loans.
3. The Borrower May Ask for More
Once you have lent money to a friend or family member, this person may return when he or she needs more money. In addition, other friends and family members may also ask you for a loan.
4. You Enable Instead of Help Your Friend or Family Member
When you lend money to friends or family members, you give them an easy way out of their financial problems, instead of helping them work through their issues.
5. You Might Need the Money
You definitely want your money returned, but you may also need your money. What if you lose your job and you have no income? What if you spend your entire emergency fund while searching for a new job? What if you need to put food on the table for your kids and repayment of the loan marks the difference between you keeping your house or going into foreclosure? Not receiving repayment of the loan in a timely manner might spell disaster for you and your family.
6. You Could Lose Your Money and Relationship
As Shakespeare wrote, “For loan oft loses both itself and friend.” If you lend money to a friend or family member, beware that you may not get your money back and your relationship may never go back to normal. This will cause tension between you and the borrower, and may also cause guilt, remorse, and anger.
Q:
Have you ever landed money to friends & family?
Reasons why we should not lend money to friends & family?
How to brow money?
What to do if the borrower did not return the money he borrowed?
Is it awkward to ask return the money?
How to helping friends work through their issues?
Reasons why money isn't making you happy?
海浪 沙灘 瑜珈
The Best Beach Vacations to Get Your Yoga Om shape.com
Love yoga? Adore the beach? Need a luxury vacay? What if we told you you could combine all three for an incredible mind-body experience? Whether you want to try something new (think: aerial yoga) or you're just looking to recenter your body and soul while the waves lap on the shore nearby, chic hotels situated on the world's most stunning beaches will help you soak up the sun and the surf—and get your Satsang on. Salute the sun at these stunning beachside resorts.
Take your yoga to the converging waters of the Caribbean Sea and the Atlantic Ocean. The Spa Wellness Retreat at the Waldorf Astoria Spa at El Conquistador Resort is led by Lisa Taylor of Twist-Life and combines stand-up paddleboard yoga with a variety of additional wellness programs to revive the mind, body, and spirit. We're talking daily juice breaks, daily guided hikes and meditation, super-food cooking demonstrations with the resort's executive chef, and daily nutritious breakfasts and dinners.
Which do you prefer: an overwater bungalow or two miles of private, white-sand beach? Doesn't really matter because at Half Moon, you'll get both—plus a chance to practice Prana, Hatha, Vinyasa, Sivananda, and aqua yoga, at the Fern Tree Spa Yoga Pavillion. In between yoga sessions, you'll have a host of fun activities to choose from, horseback riding, swimming at one of the resorts 54 (!) pools, and on-site golf lessons. And if you've ever dreamed of swimming with dolphins, you'll get your chance at the resort's own on-site dolphin lagoon.
Experience Hawaii the way it was meant to be—pristine, natural and unspoiled. Lana'i is home to the newly renovated, quintessential beach resort, the Four Seasons Resort Lana'i at Manele Bay, which is set in the private island of Lana'i atop Hulopo'e Bay. Voted the Best Beach in Hawaii by USA Today, Hulopo'e Beach offers views of the rolling mountains of Lana'i and the dramatic cliff coastline—the perfect place to focus on your mind, body and spirit while watching the sun rise from a downward dog position. Not an early riser? The resort offers complimentary sunset beach yoga too.
Get ready to for rejeuvenation with the new SwellWomen surf and yoga retreats, designed to help women re-energize, reconnect, and relax (who doesn't need that?). The iconic Maui resort is situated along the best stretch of Ka'anapali Beach, and offers breathtaking views of the islands of Lanai and Molokai. During the seven-day wellness adventure, which is planned for November 15 through 21, you'll be treated to a professional massage, sumptuous breakfasts, and even a luxury catamaran cruise at sunset. Can't make the retreat? Sheraton Maui also offers PiYo, a fusion of Pilates and yoga created exclusively for the resort by local yogi Genna Howard, five days a week.
Q:
Do you like go to the beach vacations? Do you like water activities?
Do you know any beautiful beachside resorts?
Do you like doing yoga?
What are the good activities in summer time?
Ideas about Hawaii?
Discussing with your group friends about traveling experience?
What kind of hobbits can helping you bring energy back?
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